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Report on Tobacco Use Rating for Health Insurance Policies

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dc.contributor.authorKromm, Jonathan
dc.contributor.authorGrason, Catherine
dc.date.accessioned2019-07-09T12:53:50Z
dc.date.available2019-03-07T18:50:01Z
dc.date.issued2014-09-01
dc.description2013 Legislative Session.
dc.description.abstractDuring the 2013 Legislative Session, the Maryland General Assembly passed House Bill 228 (Chapter 159, Acts of 2013), entitled the Maryland Health Progress Act of 2013. Section 6 of Chapter 159 requires the Maryland Health Benefit Exchange (MHBE) and the Maryland Insurance Administration (MIA) to conduct a joint study of the impact of the Affordable Care Act’s allowance of a tobacco use rating of 1.5 to 1, including (1) its effect on insurance premiums generally; (2) its effect on the affordability and purchase of insurance, and access to health care, for tobacco users; and (3) any disparate impact on specific vulnerable populations. The study must further assess the options that may be available to the state to address any adverse consequences of tobacco use rating. Hilltop worked with the MHBE and the MIA to conduct this legislatively mandated study. This report contains the findings of the study and concludes with options for further legislative action.en_US
dc.description.sponsorshipThe BRFSS, an annual survey sponsored in every state by the CDC was used to measure the prevalence of tobacco use, in combination with other demographic and socioeconomic variables.en_US
dc.description.urihttps://www.hilltopinstitute.org/wp-content/uploads/publications/Report-on-Tobacco-Use-Rating-for-Health-Insurance-Policies-pdf.pdfen_US
dc.format.extent59 pagesen_US
dc.genrereportsen_US
dc.identifierdoi:10.13016/m2bbqr-yofr
dc.identifier.urihttp://hdl.handle.net/11603/12990
dc.language.isoen_USen_US
dc.relation.isAvailableAtThe University of Maryland, Baltimore County (UMBC)
dc.relation.ispartofThe Hilltop Institute (UMBC) Works
dc.rightsThis item is likely protected under Title 17 of the U.S. Copyright Law. Unless on a Creative Commons license, for uses protected by Copyright Law, contact the copyright holder or the author.
dc.subjecttobacco use rating in Marylanden_US
dc.subjecttobacco health insurance premium differentialsen_US
dc.subjectvulnerable populationsen_US
dc.titleReport on Tobacco Use Rating for Health Insurance Policiesen_US
dc.typeTexten_US

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A. All Hilltop Institute (UMBC) Works
B. Health Care Access & Affordability (The Hilltop Institute, UMBC)
E. Behavioral Health (The Hilltop Institute, UMBC)